The costs of a funeral can vary considerably depending on a wide range of factors and it is impossible to give an average figure. The overall cost of a funeral is made up of a two elements – our charges for the services and items which we provide, and the fees and charges of the third parties involved, such as crematoria and cemeteries, churches and officiants, doctors and potentially a number of others such as newspapers, florists and providers of alternative funeral vehicles.
From 16th September 2021, all funeral directors have to offer two funeral packages – the Attended Funeral and the Unattended Funeral, in the same format, in a document called the Standardised Price List. If these two funeral packages do not meet your needs, our Bespoke Brochure and Price List is also available and details all other options. These documents are available to download on the home page of this site.
Our online brochure also shows the guide price of these options.
We are happy to give an estimate of the likely costs of a funeral, either in person or on the telephone, before a commitment has been made to entrust us with funeral arrangements. Please contact us if you would like to discuss funeral costs with a member of our team.
As part of a funeral arrangement meeting, we will provide an estimate of the costs of the funeral chosen, and discuss with you how these costs are to be met. We request part of these costs – in most cases only the third party fees – prior to the funeral, and send an account for the remainder of the costs after the funeral has taken place.
Help with funeral costs
We realise that, for some, meeting funeral costs can be difficult, and there are options available to those who do not have the finances immediately available.
Funeral loans from Funeralsafe
We work with Funeral Safe to provide simple, accessible and affordable finance for covering funeral costs. They are regulated by the Financial Conduct Authority (FCA) and governed by an independent supervisory board. Please click here to access our borrowing calculator, to check your eligibility or apply. You can apply for finance either before coming to see us to arrange a funeral or afterwards once you have an estimate of the costs.
The DWP Social Fund
In certain circumstances, those arranging a funeral may be eligible for assistance from the DWP social fund.
To qualify, both you and anyone else who shares the same relationship with the deceased as you must be receiving one of a number of means tested benefits, such as Universal Credit or Pension Credit. Any money in the deceased’s estate will be deducted from the amount you are awarded.
Any payment made will be only a contribution towards the overall cost of the funeral, and all costs over and above the payment made by DWP remain the responsibility of the person who has arranged the funeral, and will need to be paid in advance of the funeral. For more information on help with funeral costs, please read our leaflet which can be downloaded here.
If you would like to talk to someone about funeral payments, get in touch with the Department for Work and Pensions (DWP) or talk to someone at an advice centre such as Citizen’s Advice Bureau. They will be able to advise you on the type and amount of financial help you can expect, based on your personal circumstances.
How to pay
When we arrange the funeral with you, we’ll issue you with a full written estimate itemising our costs, and those of third parties that we’ll be paying on your behalf, such as crematorium and newspaper fees. In most cases, we will request payment of these third party fees prior to the funeral. In certain circumstances, we request that the full amount be paid prior to the funeral. Our terms of business are listed in more detail in our Standardised Price List.
For all outstanding balances, we’ll then issue a funeral account after the funeral and payment is due within 7 days by cash, cheque, debit or credit card or bank transfer.