Pre-Paid Funeral Plans

Personalise your pre-paid funeral plan to reflect your beliefs, preferences, and the type of service you’d like, including hymns, music choices, and other special touches.

By making provision for funeral costs in advance with a pre-paid funeral plan, loved ones won’t have to worry about finding the money to pay for the funeral directors services, as long as your requirements don’t change and Gillotts carry out the funeral.

You can also include a contribution towards third party costs such as cremation or burial fees as well as fees for an officiant, but as these costs are outside of our control, there may be more to pay if these costs are higher than the plan value at the time, (please refer to the Terms & Conditions for more information).

Spare your loved ones from making difficult decisions during a time of grief.

Our plans secure the services of Gilllotts Funeral Directors. So when the time comes, you know your family will receive all the help and support from Gilotts and our local team of funeral professionals.

Our plans are provided by Ecclesiastical Planning Services, a trusted national provider with decades of experience. A name you can rely on for professionalism, and ethical practices.

Choose to pay in full or spread the cost with monthly instalments. There is an additional cost for paying over two or more years and eligibility criteria apply – please refer to the Instalment Q&A and Terms & Conditions for more information).

When you purchase one of our funeral plans, you can relax, knowing that your money is ring-fenced for your funeral.

Ecclesiastical Planning Services manage your money as follows:

The value of your funeral plan (excluding the initial administration fee and any payments to insure the plan if paying by instalments of two or more years) is held in a whole of life assurance policy and used for your funeral when the time comes.

The money is made immediately available when your family needs to arrange the funeral and the funds cannot be used for anything other than your funeral for total peace of mind.

The arrangement for holding funeral plan funds ensures that if, in the unlikely event, your funeral director ceased to trade, your funeral plan pre-payment would continue to be held by Ecclesiastical.

If Ecclesiastical are unable to meet its liabilities, you or the covered individual (or their estate, if the covered individual has died) may be entitled to compensation from the Financial Services Compensation Scheme (FSCS).

The FSCS is an independent body which provides protection if Ecclesiastical were to go out of business. You can find further information at www.fscs.org.uk or read more here.

Whatever sort of funeral you have in mind, we will discuss everything that you are able to include in your plan. There are a range of set plans with commonly chosen options but all plans are flexible and can be amended or added to once fully paid.

No detail is too small, and we encourage personalised options to ensure your wishes are fulfilled. This could include deciding on the type of coffin, pallbearers, charity collection, the types of floral tributes and bespoke vehicles.

You can choose to pay for your funeral plan by lump sum or in instalments. There is an additional cost for paying over two or more years and eligibility criteria applies.

Please refer to the Instalment Q&A and the Terms and Conditions for more information.

At Gillotts, we will be able to provide you with a personalised quote.

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Once your funeral plan is in place, you’ll receive a welcome booklet containing the details of your plan and your funeral plan certificate. Your nominated representative will also receive a copy if you request this.

UK residents aged 18 or over can take out a plan. For instalment plans payable over 2 years or more, the final instalment must be paid by your 85th birthday. There are no medical or health questions to answer.

You can add special wishes and requests such as song choices, readings, information for a eulogy and so on. There is no charge to add these details. There may be more to pay if you require additional features, services or upgrades. You can also appoint a nominated representative, who we will keep informed about your plan according to your instructions.

If you move, you should be able to transfer your plan to a funeral director near your new home if this is your wish. There may be additional costs depending on local prices or additional mileage costs. Please refer to the Terms and Conditions for details or speak to us for more information.

Yes, we find that many of our customers choose to do this.

Yes, you can make changes to your plan after you have taken it out and once it is fully-paid. Just let us know what you wish to change. There may be an additional cost if you add new features and services to your plan.

The plan covers the funeral director’s costs listed in the plan details as long as your requirements don’t change and your selected funeral director carries out your funeral.

The plan can also include an allowance towards third party costs such as cremation, and officiant’s fees. These costs are outside of our control. If these costs, as listed in the plan details, are not covered by the plan value at the time of need, there will be a balance to pay. Please refer to the Terms and Conditions for more information.

Yes, you can cancel your funeral plan at any time. If you choose to cancel the plan within the cancellation period, you’ll receive a full refund. If you cancel the plan after the cancellation period, you’ll receive a refund of the original amount paid, excluding the administration fee, and any payments to insure an instalment plan.

Yes, you are able to pay over a range of periods. There is an additional cost for paying by instalments over two or more years. Eligibility criteria applies. Please refer to the Instalment Q&A and the Terms and Conditions for more information. Your funeral director will be able to provide you with a personalised quote.

The plan does not cover the cost of a funeral abroad, or the cost of repatriating the deceased. It is therefore important that your travel insurance policy covers this.