Your Wishes, Your Way
By planning ahead and making financial provision, you’re in control of your funeral and can ensure you get the direct cremation send-off that you want.
What is a Pre-Paid Direct Cremation Plan?
A direct cremation is a cremation that goes ahead without a service or mourners present at the crematorium.
A Pre-Paid Direct Cremation Plan is a way to take care of the arrangements and make financial provision for a direct cremation in advance. The money you pay for your plan, is held until it’s needed for the cremation, in an individual whole of life assurance policy for your peace of mind.
Then when the time comes, the direct cremation you have chosen will be arranged by Gillotts Funeral Directors, and will take place at a local crematorium.
After the cremation the ashes are returned to your family, or if you prefer they can be scattered in the Garden of Remembrance at the crematorium on your behalf. Your family can then arrange a memorial service or gathering if they wish, to scatter or bury the ashes.
Terms and Conditions apply to pre-paid plans – please ask us if you have any questions.
A Simple, Low-Cost Send-Off
If a funeral with all the tradition and rituals is not for you, a direct cremation might be the simple, low-cost send-off you’re looking for.
Whilst there is no service at the crematorium, a direct cremation allows your family to arrange a memorial that’s unique and personal to you, and at a time and location that’s more suited to family and friends.
Planning ahead ensures you get the send-off you want. And it can help to reduce the stress and worry for family too, as they won’t have to decide on the arrangements when the time comes.
The Benefits of a Pre-Paid Direct Cremation Plan
There are many financial and emotional benefits to a Pre-Paid Direct Cremation Plan. We list these below, but if you would like any more information, please don’t hesitate to get in touch.
Financial Peace of Mind
By making provision for funeral costs in advance with a pre-paid direct cremation plan, when the time comes, there will be no more to pay for the funeral director’s services in your plan, as long as your requirements don’t change and Gillotts carry out the cremation.
You can also include a contribution towards the cost of the cremation. As these costs are outside of our control, there may be more to pay if these costs are higher than the value within the plan at the time the cremation takes place, (please refer to the Terms & Conditions for more information).
Ease the Burden
Your family and friends won’t have the stress and worry of deciding on what kind of funeral you might have wanted, as you will have make your preference for a direct cremation clear.
A Local Funeral Director You Know and Trust
Our plans secure the services of Gillotts Funeral Directors. So when the time comes, you know your family will receive all the help and support from Gillotts and our local team of funeral professionals.
A Trusted Funeral Plan Provider
Our plans are provided by Ecclesiastical Planning Services, a trusted national provider with decades of experience. A name you can rely on for professionalism, and fair practices.
Flexible Payment Options
Choose to pay in full or spread the cost with monthly instalments. There is an additional cost for paying over two or more years. Eligibility criteria apply – please refer to the Instalment Q&A and Terms & Conditions for more information).
Secure the Services of Gillotts Funeral Directors
A Pre-Paid Direct Cremation Plan with Gillotts Funeral Directors, ensures that when the time comes, it will be the Gillotts team who will take care of your funeral arrangements with the cremation taking place locally.
Generation after generation, families choose us to arrange the funeral for their loved ones because of our reputation for exceptional care and service. But we’re more than just funeral directors; we’re part of your local community and we understand the importance of personalised care.
We’re a local, family business with funeral homes in Eastwood, Kimberley, Heanor, Stapleford and Selston, which means we can support your family face-to-face every step of the way.
Backed by a Trusted, National Provider
Our funeral plan partner is Ecclesiastical Planning Services Limited, which is part of a specialist, UK-based financial services group.
Ecclesiastical Planning Services is part of the Benefact Group – which is a family of specialist financial services businesses that, from its profits, gives to good causes in order to transform lives and communities.
The Money You Pay Is Ring-fenced for Your Funeral
When you purchase one of our funeral plans, you can relax, knowing that your money is ring-fenced for your funeral.
Ecclesiastical Planning Services manage your money as follows:
The value of your funeral plan (excluding the initial administration fee and any payments to insure the plan if paying by instalments of two or more years) is held in a whole of life assurance policy and used for your funeral when the time comes.
They only work with carefully selected, UK-based life assurance companies.
The money is made immediately available when your family needs to arrange the funeral and the funds cannot be used for anything other than your funeral for total peace of mind.
The arrangement for holding funeral plan funds ensures that if, in the unlikely event, your funeral director ceased to trade, your funeral plan pre-payment would continue to be held by Ecclesiastical.
If Ecclesiastical are unable to meet its liabilities, you or the covered individual (or their estate, if the covered individual has died) may be entitled to compensation from the Financial Services Compensation Scheme (FSCS).
The FSCS is an independent body which provides protection if Ecclesiastical were to go out of business. You can find further information at www.fscs.org.uk or read more here.
Funeral Plan Personalisation Options
Whatever sort of funeral you have in mind, we will discuss everything that you are able to include in your plan. There are a range of set plans with commonly chosen options but all plans are flexible and can be amended or added to once fully paid.
No detail is too small, and we encourage personalised options to ensure your wishes are fulfilled. This could include deciding on the type of coffin, pallbearers, charity collection, the types of floral tributes and bespoke vehicles.
Flexible Payment Options
You can choose to pay for your funeral plan by lump sum or in instalments. There is an additional cost for paying over two or more years and eligibility criteria applies.
Please refer to the Instalment Q&A and the Terms and Conditions for more information.
At Gillotts, we will be able to provide you with a personalised quote.
Welcome Booklet & Funeral Plan Certificate
Once your funeral plan is in place, you’ll receive a welcome booklet containing the details of your plan and your funeral plan certificate. Your nominated representative will also receive a copy if you request this.
Buy a Pre-Paid Direct Cremation Plan
Direct Cremation Plans
Our Unattended Funeral Plan provides a low-cost send-off without a service, where the ashes are returned to family members after the cremation. This option is popular with people who wish to arrange a memorial event at a later date.
Click below to visit the website of Ecclesiastical Planning Services, our funeral plan provider, for information about our set plans and to purchase online.
Or Find Out More About Traditional Funeral Plans
These plans are based on an attended funeral service before a cremation or burial. You can choose a simple funeral with our Essential Plan, or choose the Classic Plan for our most comprehensive service.
Your Questions Answered
If you have any questions about our Pre-Paid Funeral Plans – take a read of our FAQ’s below:
Or contact us 0800 470 1130 or visit us at one of our funeral homes.
Q. Who Is Eligible for a Pre-Paid Funeral Plan?
UK residents aged 18 or over can take out a plan. For instalment plans payable over 2 years or more, the final instalment must be paid by your 85th birthday. There are no medical or health questions to answer.
Q. Can the Funeral Plan Include Special Wishes?
You can add special wishes and requests such as song choices, readings, information for a eulogy and so on. There is no charge to add these details. There may be more to pay if you require additional features, services or upgrades. You can also appoint a nominated representative, who we will keep informed about your plan according to your instructions.
Q. What Happens If I Move to a Different Part of the Country?
If you move, you should be able to transfer your plan to a funeral director near your new home if this is your wish. There may be additional costs depending on local prices or additional mileage costs. Please refer to the Terms and Conditions for details or speak to us for more information.
Q. Can I Buy a Funeral Plan for Someone Else?
Yes, we find that many of our customers choose to do this.
Q. Can I Change My Funeral Plan Arrangements?
Yes, you can make changes to your plan after you have taken it out and once it is fully-paid. Just let us know what you wish to change. There may be an additional cost if you add new features and services to your plan.
Q. Does the Funeral Plan Cover the Entire Cost of the Funeral?
The plan covers the funeral director’s costs listed in the plan details as long as your requirements don’t change and your selected funeral director carries out your funeral.
The plan can also include an allowance towards third party costs such as cremation, and officiant’s fees. These costs are outside of our control. If these costs, as listed in the plan details, are not covered by the plan value at the time of need, there will be a balance to pay. Please refer to the Terms and Conditions for more information.
Q. Can I Cancel My Funeral Plan?
Yes, you can cancel your funeral plan at any time. If you choose to cancel the plan within the cancellation period, you’ll receive a full refund. If you cancel the plan after the cancellation period, you’ll receive a refund of the original amount paid, excluding the administration fee, and any payments to insure an instalment plan.
Q. Can I Pay for My Pre-Paid Funeral Plan by Instalments?
Yes, you are able to pay over a range of periods. There is an additional cost for paying by instalments over two or more years. Eligibility criteria applies. Please refer to the Instalment Q&A and the Terms and Conditions for more information. Your funeral director will be able to provide you with a personalised quote.
Q. What Happens If I Die Abroad?
The plan does not cover the cost of a funeral abroad, or the cost of repatriating the deceased. It is therefore important that your travel insurance policy covers this.
Take Out a Direct Cremation Plan Today
We’re here to help you put a plan in place that takes care of your funeral arrangements.
You can visit funeral home and we’ll talk you through all the details face to face. Or call us at any time on 0800 470 1130. Or click below to visit the website of Ecclesiastical Planning Services, our funeral plan provider, for information about our set plans and to purchase online.
Buy Online Today
You can visit funeral home and we’ll talk you through all the details face to face. Or call us at any time on 0800 470 1130. Or click below to visit the website of Ecclesiastical Planning Services, our funeral plan provider, for information about our set plans and to purchase online.
Terms and conditions apply to our pre-paid funeral plans.
Gillotts Funeral Directors, which is a trading name of Joanne Hutsby and Anthony Topley, 154 Nottingham Road, Eastwood, Nottingham NG16 3GG is an Appointed Representative of Ecclesiastical Planning Services Limited Reg. No. 2644860, registered in England at Benefact House, 2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW, UK, which is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 958152. The Financial Conduct Authority regulates pre-paid funeral plans only.